Terms of Use
Last updated: May 10, 2026
Agreement to Terms
By accessing or using the energy-whirl website and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
Description of Services
Energy-whirl provides financial advisory and consulting services to individuals in the United Kingdom. Our services include but are not limited to:
- Financial audits and assessments
- Tax efficiency consulting
- Wealth building strategy
- Debt management planning
- Property purchase preparation
- Retirement planning
Eligibility
You must be at least 18 years old to use our services. By using our services, you represent and warrant that you meet this eligibility requirement.
Professional Advice Disclaimer
While we provide financial guidance and strategy, our services do not constitute regulated financial advice under UK law. We are not authorized to provide specific investment recommendations for regulated products.
For regulated investment advice, you should consult with an FCA-authorized financial advisor.
User Responsibilities
When using our services, you agree to:
- Provide accurate and complete information
- Maintain the confidentiality of any account credentials
- Notify us immediately of any unauthorized access
- Use our services only for lawful purposes
- Not attempt to interfere with the proper functioning of our website
Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of energy-whirl and is protected by UK and international copyright laws.
You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.
Service Terms and Payment
Specific terms for each service, including pricing, deliverables, and timelines, will be provided when you engage our services. Payment terms will be outlined in your service agreement.
All prices are quoted in British Pounds (GBP) and are subject to applicable taxes.
Cancellation and Refunds
Cancellation policies vary by service type:
- One-time consultations: Cancellable up to 48 hours before scheduled time for full refund
- Multi-session programs: Refund available on pro-rata basis for unused sessions if cancelled within first 14 days
- Completed services: Non-refundable once deliverables have been provided
Limitation of Liability
To the fullest extent permitted by law, energy-whirl shall not be liable for:
- Indirect, incidental, or consequential damages
- Loss of profits, data, or business opportunities
- Damages resulting from your use or inability to use our services
- Financial losses resulting from implementation of strategies discussed
Our total liability shall not exceed the amount paid for the specific service in question.
Indemnification
You agree to indemnify and hold harmless energy-whirl from any claims, damages, or expenses arising from your use of our services or violation of these terms.
Confidentiality
We maintain strict confidentiality regarding your financial information. We will not disclose your information except as required by law or with your explicit consent.
You acknowledge that during our engagement, you may receive confidential information about our methodologies and processes, which you agree not to disclose to third parties.
Changes to Services
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time. We will provide reasonable notice of significant changes to ongoing service engagements.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites.
Dispute Resolution
Any disputes arising from these terms or our services shall be resolved through:
- Good faith negotiation between parties
- Mediation if negotiation fails
- Arbitration or UK courts if mediation is unsuccessful
Governing Law
These Terms of Use are governed by the laws of England and Wales. Any legal proceedings shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
Entire Agreement
These Terms of Use, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and energy-whirl.
Changes to Terms
We may update these Terms of Use from time to time. Continued use of our services after changes constitutes acceptance of the modified terms.
Contact Information
For questions about these Terms of Use, please contact us at:
Email: [email protected]
Address: 142 Kensington High Street, London W8 7RL, United Kingdom